Our Story

Who We Are

Who We Are

Our Mission

HTI Title Co., LLC is a dedicated title insurance provider that operates in North and South Carolina, Virginia, West Virginia, Georgia, and New Jersey.

At HTI Title Co., LLC, the client is always our first priority. Our goal is to make the option of title insurance a clear choice through our services. It should be as easy as possible for all parties involved.

Our customer service focused staff has the experience and professional background to assist with all your title needs. If you’re buying, selling, or refinancing, we can help. Whether it’s a residential home, investment property, commercial building, or vacant land, our staff has you covered. We will ensure the title insurance process is handled properly and in a professional manner.

Who We Are

Our Story

HTI Title Co., LLC is owned and operated by CEO Garry Ratliff Jr. Garry became a real estate investor and started the company Happy To Invest under the brand GRelations, LLC. His goal has always been to help grow the Real Estate industry not by only purchasing and selling homes but offering a valued service. In conversations with friends, family and other homeowners many of them remembered hearing of a home title but did not know what purpose Title Insurance served.
Group of business workers smiling happy and confident. Working together with smile on face using laptop at the office
Portrait of joyful diverse business team

As a previous Title Agent for the RMV of Massachusetts, Garry had knowledge of how title transfers work for the buyer/seller. As a multiple homeowner + investor, he also knew what the insurance protected against.

Garry then became a licensed NC Title Agent and member of ALTA (the national trade association and voice of the abstract and title insurance industry). What was birthed next became known as HTI Title Co., LLC.

Let us know how we can help make your title insurance transaction a done deal. We are the title company you know, and you should – Always Go With Who You Know!